Buyers

Buyers

My Role as a Buyer’s Agent

Provide education on the home buying process

As a buyer I help educate you on the home buying process. I dispel any myths you may have heard or any updates since the last time you purchased home. I am your direct source on the most accurate information available for buying your home.

Keep you abreast of market conditions

The DC metro area is a unique location in which each market has its own "rules". For example, in some markets an offer with seller concessions are okay and others will more than likely get your offer tossed. I help you navigate between the differences.

Locate the right home for you

The road to home ownership is paved with looking at houses. I narrow the list of available homes based on your ideal living space, budget, commuting time and more. I coordinate appointments to view properties and share characteristics about the location and the ins and outs of the neighborhood.

Negotiate for you

One of the biggest rewards of working with me is I negotiate on your behalf. Submitting a winning offer or negotiating other terms during the course of a home sale is strategic and varies with each scenario. You want to work with someone who has mastered this.

Connect you with reputable professionals

As an experienced agent I have worked with a number of professionals.  I offer a list of experienced lenders, mortgage brokers, home inspectors, movers, etc. to help you through the process.

Coordinate inspections

I advise on the standard, necessary and/or required inspections to help you better understand the condition of your dream home. Both the inspector and I are working for you and looking out for your best interest.

Provide guidance on required disclosures

There are several pieces of information, commonly referred to as disclosures, required during the sale of real property. Some federal, state and local disclosures, required at certain intervals during the sale.

Facilitate the transaction

I manage the sales transaction for you from beginning to end. I help you each step of the way and advise on next steps and how best to prepare. I coordinate activity between you and other parties and act as your personal coach through out the process.

And much more...

There are many phases to the home buying process and a couple of hurdles that can pop up along the way. You want to work with an experienced agent who can help you maneuver through most any obstacle to help you reach your goal of homeownership.

What can buyers expect during the home buying process?

How much can I afford?

The loan preapproval is your first big step when shopping for a new home. Whether you locate a lender on your own or contact a real estate agent, first, who can provide you with a list of reputable lenders *hint hint*, you still start with the money. Understanding how much you are preapproved to borrow, your anticipated settlement cost and the dos and dont’s of maintaining the preapproval are paramount. Once this is complete your lender will provide you with a preapproval letter and you are off to the races! 

Needs...wants...nice to have...

Before we set out on the hunt, I typically meet with my clients to capture some characteristics they are looking for in a home. I like to get an idea on style, size, location, etc…your deal breakers and your nice to haves. The easiest approach is to get you thinking about what you love about your current home and what you would change. 

Presenting the winning offer!

Once you have found the one, it’s time to write an offer! We discuss the terms of the offer, how much you want to offer for the home, whether you want a home inspection (yes, you do!), how much of an earnest money deposit (EMD) you want to present, when you want to close and much more. I walk you through all of this and the best part I do all the negotiations!

The clock starts now.

Your offer has been accepted and now you’re under contract. There’s a good amount of activity during this phase but no worries, I’ll figuratively be sleeping outside your front door to help. This is when you officially apply for your loan. We complete all the necessary inspections and present any findings to the seller. Your lender will be in contact with you on a more regular basis. They may or may not need additional information from you for the loan. 

Almost there!

The big day is close, you probably cannot believe this is happening! As you get closer to settlement you will receive a few documents, none so important as the Closing Disclosure (or CD) which is required by law to be provided to a borrow at least three days before settlement. This gives you an opportunity to review all the numbers associated with your loan and home purchase. 

Click on the images below for helpful area links.

Renters

Not ready to purchase a home or just moved to the area and need short term housing until your new home is ready? I can locate the perfect rental property to turn into home.
Contact Me
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